The next day, I found myself at my bank taking out a $2,500 loan against my car. I had made my final payment on the car the previous day. Sometimes, the timing just works out that way I guess. So I had just finished paying off my car, and not 24 hours later, I converted my car payments into boat payments. I had the rest of the money saved up. Undaunted, and cash in-hand I hit the road and made the four-hour drive to Bayfield, WI. The previous night I had typed up what I thought was a reasonable purchase agreement. This turned out to be a bad decision, but more on that later.
I met the guy. This guy had a story. He was living in a camper-van next to the boat. Going through a divorce, with nowhere else to live and currently unemployed, he needed the cash in a bad way. It was a hard-luck story. I felt bad for him. I got the sense he thought the boat was worth twice what he was asking, but he did not have the time to wait for the right buyer. In a way, I sort of felt like I was taking advantage of a guy who’d fallen on hard times. I was fine with that.
We signed the agreement, I handed him an envelope containing fifty-five $100 bills. We shook hands. And that was it. I had just bought my first boat. I still get that butterfly feeling in my stomach when I recall the moment. We celebrated with a few cocktails. I think he was celebrating more than I was... which made me nervous. I guess that old saying must be true about the two happiest days of a boat owner’s life: The day he buys a boat and the day he sells it.
That was it. That was the moment my life changed forever. I was no longer on the sidelines. I was in the game. I was excited, nervous, anxious and proud. I had done it!
I was a boat owner.
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